Whether you’re buying your first home, refinancing, building, or exploring retirement financing options, our mortgage articles provide practical advice and answers to common questions.
The Florida Mortgage Credit Certificate (MCC) Program provides cash back to first time homebuyers each year that they live in their new home. The MCC Program allows the homeowner to claim as much as 50% of their total mortgage interest paid as a TAX CREDIT on their federal IRS tax return. A Tax Credit […]
Did you know that the IRS gives you a 90 day window to place a mortgage on your new home and still take advantage of the tax benefits associated with “acquisition indebtedness”? What is Acquisition Indebtedness and Why Does it Matter to Me? Any mortgage debt used to buy, build or improve real estate qualifies […]
https://gainesvillemortgageloans.com/wp-content/uploads/2016/09/Buying-a-home-with-cash-1.jpg450450R Ziebarthttps://gainesvillemortgageloans.com/wp-content/uploads/2023/12/website-logo.pngR Ziebart2016-09-06 20:09:552026-07-08 11:03:04Buying a Home With Cash May Not Be Such a Good Idea
In today’s market here in Gainesville many have lost value in their homes. Many would like to trade up to larger homes that would be more suitable for their growing families, but feel stuck because their current home isn’t worth what it used to be. Most feel if they were to sell now they would incur […]
There are those who will argue against home ownership vs the comparatively risk free alternative of renting here in the Gainesville area. However, we’ve all heard the old saying, “where there is no risk…there is no reward”, or some version of it. No one can predict the future, yet we have hundreds of years of evidence […]
https://gainesvillemortgageloans.com/wp-content/uploads/2015/12/Owning-vs-Renting-1.png450450R Ziebarthttps://gainesvillemortgageloans.com/wp-content/uploads/2023/12/website-logo.pngR Ziebart2015-12-07 14:21:322026-07-08 11:12:48The Cost of Renting vs the Cost of Owning
Quarterly reports show improvements in local area real estate across the board: Median sales price of $107,000 up 20.2% over this time last year and the highest it has been since July 2009 Number of homes sold up 13.5% over this time last year Pending sales up 71.1% from this same month last year and […]
https://gainesvillemortgageloans.com/wp-content/uploads/2013/05/more-good-news-1.jpg450450R Ziebarthttps://gainesvillemortgageloans.com/wp-content/uploads/2023/12/website-logo.pngR Ziebart2013-05-31 16:19:452026-07-08 15:02:32More Good News About Local Real Estate
RealtyTrac has developed a list of the 20 best real estate markets across the nation, for investors looking to purchase single family homes as rentals. The analysis uses the average sales prices and rental rates for 3-bedroom homes, calculating capitalization “cap” rates and average cash flows. The cap rate is percent of net income compared […]
https://gainesvillemortgageloans.com/wp-content/uploads/2013/05/Ocala-Market-1.jpg450450R Ziebarthttps://gainesvillemortgageloans.com/wp-content/uploads/2023/12/website-logo.pngR Ziebart2013-05-03 22:21:482026-07-08 15:20:55Ocala Real Estate Investment Properties: #4 on RealtyTrac List of Top Markets!
The Florida MCC (Mortgage Credit Certificate) Program
by R ZiebartThe Florida Mortgage Credit Certificate (MCC) Program provides cash back to first time homebuyers each year that they live in their new home. The MCC Program allows the homeowner to claim as much as 50% of their total mortgage interest paid as a TAX CREDIT on their federal IRS tax return. A Tax Credit […]
Buying a Home With Cash May Not Be Such a Good Idea
by R ZiebartDid you know that the IRS gives you a 90 day window to place a mortgage on your new home and still take advantage of the tax benefits associated with “acquisition indebtedness”? What is Acquisition Indebtedness and Why Does it Matter to Me? Any mortgage debt used to buy, build or improve real estate qualifies […]
Trade Up Now?
by R ZiebartIn today’s market here in Gainesville many have lost value in their homes. Many would like to trade up to larger homes that would be more suitable for their growing families, but feel stuck because their current home isn’t worth what it used to be. Most feel if they were to sell now they would incur […]
The Cost of Renting vs the Cost of Owning
by R ZiebartThere are those who will argue against home ownership vs the comparatively risk free alternative of renting here in the Gainesville area. However, we’ve all heard the old saying, “where there is no risk…there is no reward”, or some version of it. No one can predict the future, yet we have hundreds of years of evidence […]
More Good News About Local Real Estate
by R ZiebartQuarterly reports show improvements in local area real estate across the board: Median sales price of $107,000 up 20.2% over this time last year and the highest it has been since July 2009 Number of homes sold up 13.5% over this time last year Pending sales up 71.1% from this same month last year and […]
Ocala Real Estate Investment Properties: #4 on RealtyTrac List of Top Markets!
by R ZiebartRealtyTrac has developed a list of the 20 best real estate markets across the nation, for investors looking to purchase single family homes as rentals. The analysis uses the average sales prices and rental rates for 3-bedroom homes, calculating capitalization “cap” rates and average cash flows. The cap rate is percent of net income compared […]